Still offering a professional service Part time basis or a retiree Equally exposed to professional risk. MPPS creates your insurance premium according to the nature and frequency of each individual…
Directors and responsible officers for association (including professional association) Exposed to risks such as: liabilities to third parties corporate offences. MPPS offers insurance for directors and officers
Volunteer medical workers Need adequate medical professional indemnity insurance Check whether your insurance extends to cover volunteer works MPPS covers all volunteer medical work within Hong Kong
NGO (Non-Government Organization) or NPO (Non-Profit Organization) Offering non-business (under Tax Rule Chapter 88) or semi-business (with a business partner or subsidiary) medical services to the needy Exposed to lawsuits…
You are the sole owner or a partner of a private clinic You and your partner(s) need day to day professional indemnity insurance Recent medical reform regulations increase the liability…
Employed by a medical group or private hospital Full time or contract-based employee Possible employer medical liability insurance coverage. Most employer liability insurance policies… only minimize the risk of its…
We cover all medical negligence expenses, not just Good Samaritan Act negligence. All legal advice and representation is also covered by us. You are protected for up to HK$20 million per year in accordance with your individualized plan.
While your insurance is in place, you are fully covered when the incident occurs and when the claim is made.* This in accordance with most commercial liability insurance companies.
*Claims made in US and Canada not included
Our rate is better than our competitors. Our insurance pool only covers Hong Kong regional doctors. You are not charged for the wrongs of unrelated doctors in other countries, which results in a lower insurance premium and drives down the insurance risk.
Our policy provision clearly lays out your protection conditions at the start of your enrollment. Explaining which coverage is provided, the amounts, exclusions and other restrictions.
No claim will be based on discretionary judgement.
All of your claims are paid in accordance to the terms and conditions stipulated in the policy provisions at the start of your enrollment.
Unlike a limited company/association, MPPS insurer has the protection of an insurance policy governed by The Office of the Commissioner of Insurance (OCI). OCI authorises and monitors Asia Insurance for compliance with capital and solvency requirements.
Asia Insurance holds an ‘A’ in both Standard & Poor’s Insurer Financial Strength Ratings and Issuer Credit Ratings. We ensure our financial strength rating and counterparty credit rating is at regulatory standard at all times, so you are well protected by us.