IMPORTANT FACTS* for public docotors
|Protection Provided By|
|Indemnity Insurance (such as MPPS)||Non insurance membership (such as XXS)|
|Civil claims and regulatory hearings||Legal costs||Yes (by contract)||Discretionary|
|Indemnity||Yes (by contract)||No|
|Criminal claims||Legal costs||Discretionary||Discretionary|
|* To protect your own interest, it is advisable to obtain a legal contract from the insuring party, do not just believe in what you hear|
How MPPS give you a better protection
Unlike a limited company/association, MPPS insurer has the protection of an insurance policy governed by The Office of the Commissioner of Insurance (OCI). OCI authorises and monitors Asia Insurance for compliance with capital and solvency requirements.
Asia Insurance holds an ‘A’ in both Standard & Poor’s Insurer Financial Strength Ratings and Issuer Credit Ratings. We ensure our financial strength rating and counterparty credit rating is at regulatory standard at all times, so you are well protected by us.
Our policy provision clearly lays out your protection conditions at the start of your enrollment. Explaining which coverage is provided, the amounts, exclusions and other restrictions.
No claim will be based on discretionary judgement.
All of your claims are paid in accordance to the terms and conditions stipulated in the policy provisions at the start of your enrollment.
Our rate is better than our competitors. Our insurance pool only covers Hong Kong regional doctors. You are not charged for the wrongs of unrelated doctors in other countries, which results in a lower insurance premium and drives down the insurance risk.
While your insurance is in place, you are fully covered when the incident occurs and when the claim is made.* This in accordance with most commercial liability insurance companies.
*Claims made in US and Canada not included
We cover all medical negligence expenses, not just Good Samaritan Act negligence. All legal advice and representation is also covered by us. You are protected for up to HK$20 million per year in accordance with your individualized plan.
What Clients Say
Testimonials from our current customers
“Thanks to MPPS’s confidence with me I have felt confident working in my public practice here in Hong Kong. I really appreciate this company’s service and insurance company backing. I have decided to stick with MPPS now as I transition into a private practice.”
“I wanted to be protected when I was in my training to become a doctor. With their outstanding price and customer service I have continued to use MPPS now that I’m no longer in housemanship. “
“I had been using another service and the memberships fees were increasing each year because of all the claims from other countries. Since switching to MPPS, I’ve saved money and know I’m supporting practicing doctors here in Hong Kong.”
“Excellent assistance and personalized help throughout the years while working in public and private health. Thanks for insuring me MPPS no matter where I’m working!”